blocks-transformer/data_dictionary_updated_B.csv
Ankur Malik d94d65ed2d
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Add pd v3 pre processing block
2025-12-04 10:50:08 -05:00

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1var_namedescriptiondata_typevalid_minvalid_maxcap_min_typecap_min_valuecap_max_typecap_max_valuedefault_treatment_typedefault_treatment_valuemissing_treatment_typemissing_treatment_valuescaling_typeencoding_typeis_categoryis_predictoris_idis_targetmonotonicforceignoreobserved_cap_min_valueobserved_cap_max_valueobserved_default_treatment_valueobserved_missing_treatment_value
2PER235Aggregate excess payment for personal loans over the past 24 monthsint0999999999fixed0percentile0.99unk1-100017844
3PER201Total payment ratio for personal loans over the past monthfloat050fixed0percentile0.99unk1-10007
4PER203Total payment ratio for personal loans over the past 6 monthsfloat050fixed0percentile0.99unk1-10007
5PER222Average payment ratio for personal loans over the past 3 monthsfloat050fixed0percentile0.99unk1-10007
6PER223Average payment ratio for personal loans over the past 6 monthsfloat050fixed0percentile0.99unk1-10007
7PER224Average payment ratio for personal loans over the past 12 monthsfloat050fixed0percentile0.99unk1-10007
8PER225Average payment ratio for personal loans over the past 24 monthsfloat050fixed0percentile0.99unk1-10006
9RLE902Number of over-payments on real estate accounts in the past 12 monthsint0999fixed0percentile0.99unk1-100012
10INST_TRDNumber of installment loansint0999fixed0percentile0.99unk1-1000130
11NOMT_TRDNumber of non-mortgage tradelinesint0999fixed0percentile0.99unk1-1000136
12AGG512Total bankcard balance for month 12. AGG501 is the aggregate bankcard balance reportedint0999999999fixed0percentile0.99unk1-100022638
13AGG516Total bankcard balance for month 16. AGG501 is the aggregate bankcard balance reportedint0999999999fixed0percentile0.99unk1-100022033
14AGG902This algorithm counts the number of monthly aggregate non-mortgage balance decreases over the last 3 months.int0999fixed0percentile0.99unk1-10003
15AGG903This algorithm counts the number of monthly aggregate non-mortgage credit limit increases over the last 3 months.int0999fixed0percentile0.99unk110003
16TRV03The number of non-mortgage account balance increases from last month to the current month.int0999fixed0percentile0.99unk110009
17TRV04The number of balance increases for non-mortgage accounts over the last 3 months. Increases are measured on a month-over-month basis for eachint0999fixed0percentile0.99unk1100025
18TRV06The number of months with at least one nonmortgage account balance increase over the last 12 months. If multiple accounts have a balance increaseint012fixed0fixed12unk1-100012
19BALMAG01The balance magnitude algorithm measures the degree of aggregate non-mortgage balance change over the last 24 months by considering the balanceint0600fixed0percentile0.99unk11000484
20RVLR14Revolver/Transactor/Inactive pattern for months 1 through 8 for Bankcard 1.(Note: Bankcard 1 is defined as the bankcard with the highest balance in the current month.)string1100
21PAYMNT06The ratio of the sum of all payments to the sum of all the minimum monthly obligations reported in the last 6 months for installment accounts.float050fixed0percentile0.99unk110007
22PAYMNT07The ratio of the total payments to total minimum obligations for non-mortgage accounts this monthfloat050fixed0percentile0.99unk1-100011
23AEPMAG04The aggregate excess payment magnitude algorithm measures the degree of aggregate retail aggregate excess payment change over the last 24 months by considering the aggregate excess payment patterns. High indexes indicate a high degree of aggregate excess payment growth.int0600fixed0percentile0.99unk1-1000383
24UTLMAG01The utilization magnitude algorithm measures the degree of aggregate non-mortgage utilization change over the last 24 months by considering the utilization patterns. High indexes indicate a high degree of utilization growth.int0600fixed0percentile0.99unk11000450
25CT321Number of payments made on each account since the last 30 days past due ratingint0999fixed0percentile0.99unk1-1000162
26CTA17Number of instances where a non-mortgage account was utilized more than 90% since the most recent account was openedint0999fixed0percentile0.99unk1100061
27CTA18Number of balance increases for non-mortgage accounts in the last 3 months. Increases are measured on a month-over-month basis for each account over the most recent 3 months since most recent account was openedint0999fixed0percentile0.99unk1100020
28CTC20Number of payments made on each account over the most recent 3 months since the last derogatory. Note: Derogatory is defined as non-medical collection, charge-off, repossession, foreclosure, or bankruptcyint0999fixed0percentile0.99unk1-100043
29CTM23Number of months since move date Note: Move date is the latest update to the primary address of the consumerint0999fixed1percentile0.99unk1-100124
30CV25The percentage of accounts that went from inactive ($0 balance) to active (balance > $0) at any time within the past 12 months.float0100fixed0percentile0.99unk1100027
31CV26The percentage of accounts that went from active (balance > $0) to inactive ($0 balance) at any time within the past 12 months.float0100fixed0percentile0.99unk1-100060
32LQA232YRPercent change in aggregate excess payment from months 13-15 to months 1-3float-50005000fixed-6006percentile0.99unk1-100-6006100
33LQR325YRPercent change in average aggregate open-to-buy for revolving accounts from months 13-15 to months 1-3float-50005000fixed-6006percentile0.99unk1-100-6006100
34SC21SMonths since most recent secured card openedint0999fixed0percentile0.99unk1-1000128
35SCBALM01Secured Card balance magnitude ( balance change over last 24 months)int0999999999fixed0percentile0.99unk1-1000453
36SCC92Number of months in the past 12 months where percentage of secured cards utilized less than 25% was more than 25%int012fixed0percentile0.99unk1100012
37AT01SNumber of tradesint0999fixed0percentile0.99unk1-1000136
38AT104SRatio of all trades opened in past 24 months to all tradesint0999fixed0percentile0.99unk11000100
39AU20SMonths since oldest auto trade openedint0999fixed0percentile0.99unk1-1000187
40BI21SMonths since most recent bank installment trade openedint0999fixed0percentile0.99unk1-1000204
41BR33STotal balance of open bank revolving trades verified in past 12 monthsint0999999999fixed0percentile0.99unk1100020558
42CO06STotal balance of trades that charged off in the past 12 monthsint0999999999fixed0percentile0.99unk1-100028695
43FI02SNumber of open finance installment loansint0999fixed0percentile0.99unk110009
44FI03SNumber of currently satisfactory open finance installment loans. Note: Satisfactory means MOP = 01int0999fixed0percentile0.99unk110009
45FI101STotal balance of all finance installment loans verified in past 12 months. Note: Includes both open and closed finance installment loansint0999999999fixed0percentile0.99unk1100079489
46FI20SMonths since oldest finance installment loan openedint0999fixed0percentile0.99unk1-1000205
47FI32SMaximum current balance owed on open finance installment loans verified in past 12 monthsint0999999999fixed-4percentile0.99unk1100-451515
48FI33STotal balance of open finance installment loans verified in past 12 monthsint0999999999fixed-4percentile0.99unk1100-478446
49FI34SUtilization for open finance installment loans verified in past 12 monthsint0999fixed0percentile0.99unk11000133
50FI35SAverage balance of open finance installment loans verified in past 12 monthsint0999999999fixed1percentile0.99unk1-100131130
51FR21SMonths since most recent finance revolving trade openedint0999fixed0percentile0.99unk1-1000148
52FR32SMaximum current balance owed on open finance revolving trades verified in past 12 monthsint0999999999fixed0percentile0.99unk110007515
53G020SNumber of trades with maximum delinquency of 30 days past due occurring in past 24 monthsint0999fixed0percentile0.99unk1-100048
54G102SMonths since most recent inquiryint0999fixed0percentile0.99unk1-100021
55G106SMonths on fileint0999fixed0percentile0.99unk1-1000558
56G205STotal monthly obligation (minimum payment due) for individual accounts verified in past 12 months. Note: Excludes joint accounts. Note: Sum of payment due amounts (no calculations/inferences)int0999999999fixed0percentile0.99unk110003130
57G210STotal past due amount of charged-off trades verified in past 12 monthsint0999999999fixed0percentile0.99unk1-100031182
58G213AHighest balance of third party collections verified in 24 monthsint0999999999fixed0percentile0.99unk1100013773
59G225STotal past due amount of currently 90 or more days past due tradesint0999999999fixed0percentile0.99unk1-100033817
60G234SNumber of days with inquiry occurring in past 30 daysint031fixed0fixed31unk1100031
61G301SWorst rating on credit cards: 0 No rating available, 1 Paid or paying as agreed, 2 30 days past due, 3 60 days past due, 4 90 days past due, 5 120 days past due, 8 repossession/Surrender, 9 Charged Off as Bad Debt/Collection, 10 Bankruptcyint010011-100
62G404SNumber of deduped finance inquiries in past 3 monthsint0999fixed0percentile0.99unk1-10004
63G405SNumber of deduped finance inquiries in past 6 monthsint0999fixed0percentile0.99unk110006
64G406SNumber of deduped finance inquiries in past 12 monthsint0999fixed0percentile0.99unk110009
65G407SNumber of deduped finance inquiriesint0999fixed0percentile0.99unk1100013
66G416SMonths since most recent finance inquiryint0999fixed0percentile0.99unk1-100022
67G417SMonths since most recent bank inquiryint0999fixed0percentile0.99unk1-100023
68G990SNumber of deduped inquiries in past 12 monthsint0999fixed0percentile0.99unk1100016
69IN02SNumber of open installment loansint0999fixed0percentile0.99unk1100017
70IN12SNumber of open installment loans verified in past 12 monthsint0999fixed0percentile0.99unk1100018
71INAP01Total scheduled monthly payment for open installment loans verified in past 12 months. Note: If monthly payment amount is missing, it will be imputedint0999999999fixed0percentile0.99unk110002750
72JT20SMonths since oldest joint trade openedint0999fixed0percentile0.99unk1-1000333
73JT33STotal balance of joint trades in the last 12 monthsint0999999999fixed0percentile0.99unk1-1000321914
74JT70SRatio of dollars past due joint trades to total dollars past due tradesint0999fixed0percentile0.99unk1-1000100
75MT21SMonths since most recent mortgage trade openedint0999fixed0percentile0.99unk1-1000384
76OF09SNumber of credit union trades opened in past 24 monthsint0999fixed0percentile0.99unk110007
77OF21SMonths since most recent credit union trade openedint0999fixed0percentile0.99unk1-1000175
78OF29SNumber of open credit union trades with balance > $0 verified in past 12 monthsint0999fixed0percentile0.99unk110005
79OF35SAverage balance of open credit union trades verified in past 12 monthsint0999999999fixed0percentile0.99unk1-100056114
80RE32SMaximum current balance owed on open revolving trades verified in past 12 monthsint0999999999fixed0percentile0.99unk1-100011874
81RT36SMonths since most recent retail delinquency. Note: Delinquency is defined as 30 days past due or worseint084fixed0percentile0.99unk1-100074
82S204STotal balance of third party collections verified in past 12 monthsint0999999999fixed0percentile0.99unk1100020624
83SE20SMonths since oldest secured installment loan openedint0999fixed0percentile0.99unk1-1000193
84SE21SMonths since most recent secured installment loan openedint0999fixed0percentile0.99unk1-1000120
85SE34SUtilization for open secured installment loans verified in past 12 monthsint0999fixed0percentile0.99unk11000116
86SE36SMonths since most recent secured installment loan delinquency. Note: Delinquency is defined as 30 days past due or worseint084fixed0percentile0.99unk1-100077
87ST01SNumber of student loan trades Note: Includes deferredint0999fixed0percentile0.99unk1100019
88US02SNumber of open unsecured installment loansint0999fixed0percentile0.99unk110008
89US03SNumber of currently satisfactory open unsecured installment loans. Note: Satisfactory means MOP = 01int0999fixed0percentile0.99unk110008
90US12SNumber of open unsecured installment loans verified in past 12 monthsint0999fixed0percentile0.99unk110008
91US20SMonths since oldest unsecured installment loan openedint0999fixed0percentile0.99unk1-1000181
92US24SNumber of currently open and satisfactory unsecured installment loans 6 months or older. Note: Satisfactory means MOP = 01int0999fixed0percentile0.99unk110005
93US30SPercentage of open unsecured installment loans that are greater than 50% utilized, verified in past 12 monthsfloat0999fixed0percentile0.99unk11000100
94US34SUtilization for open unsecured installment loans verified in past 12 monthsint0999fixed0percentile0.99unk11000137
95US51ATerms in months of most recent unsecured installment tradeint0999fixed1percentile0.99unk1-100159
96AT36SDMonths since most recent delinquencyint0999fixed0percentile0.99unk1-1000999
97FI36SDMonths since most recent finance installment delinquencyint0999fixed0percentile0.99unk1-1000999
98RE36SDMonths since most recent revolving delinquencyint0999fixed0percentile0.99unk1-1000999
99SE36SDMonths since most recent secured installment delinquencyint0999fixed0percentile0.99unk1-1000999
100US36SDMonths since most recent unsecured installment delinquencyint0999fixed0percentile0.99unk1-1000999
101RVDEXQ2Aggregate Q2(Quarter 2) revolving spend relative to annual revolving spendint0100fixed0percentile0.99unk1-1000100
102score_resultsTruVision Trended New Account Score 2.0:Risk score focused on new account performance (Bad = 90+ dpd in 24 months)int300850fixed423fixed850unk01-100423850
103tuseqno_accidUnique Applicant ID int0100
104DPD60_MOB9DPD60 MOB 9 months flag int0100100