{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "pti": {
      "type": ["number", "null"],
      "description": "External + internal monthly payment to income ratio."
    },
    "score_results": {
      "type": ["number", "null"],
      "description": "TransUnion score."
    },
    "BALMAG01": {
      "type": ["number", "null"],
      "description": "Non-mortgage balance magnitude."
    },
    "revolving_amount_monthly_payment": {
      "type": ["number", "null"],
      "description": "Minimum amount the borrower is required to pay each month to maintain the account in good standing."
    },
    "closed_with_balance_amount_current_balance": {
      "type": ["number", "null"],
      "description": "The current balance of closed credit accounts."
    },
    "AT31S": {
      "type": ["integer", "null"],
      "description": "Percentage of open trades > 75% of credit line verified in past 12 months."
    },
    "AT20S": {
      "type": ["integer", "null"],
      "description": "Months since oldest trade opened."
    },
    "BC21S": {
      "type": ["integer", "null"],
      "description": "Months since most recent credit card trade opened."
    },
    "record_counts_revolving_trade_count": {
      "type": ["integer", "null"],
      "description": "Records in the database related to revolving trade accounts (a credit card account)."
    },
    "record_counts_total_trade_count": {
      "type": ["integer", "null"],
      "description": "Total number of trade-related (transaction) records."
    },
    "PAYMNT10": {
      "type": ["number", "null"],
      "description": "Number of payments in the last quarter."
    },
    "AGG102": {
      "type": ["number", "null"],
      "description": "Aggregate non-mortgage balances for month 2."
    },
    "total_amount_high_credit": {
      "type": ["number", "null"],
      "description": "The highest credit amount extended across all credit accounts."
    },
    "revolving_amount_current_balance": {
      "type": ["number", "null"],
      "description": "The current owed balance on revolving credit accounts."
    },
    "total_amount_current_balance": {
      "type": ["number", "null"],
      "description": "The total current balance across all credit accounts."
    },
    "REV83": {
      "type": ["number", "null"],
      "description": "Months since a revolving account last exceeded 75% utilization."
    },
    "revolving_amount_high_credit": {
      "type": ["number", "null"],
      "description": "The highest credit amount that has been extended to the borrower in revolving credit accounts."
    },
    "closed_with_balance_amount_monthly_payment": {
      "type": ["number", "null"],
      "description": "The monthly payment amount for closed credit accounts (loans)."
    },
    "revolving_amount_percent_available_credit": {
      "type": ["number", "null"],
      "description": "The percentage of available credit that has been utilized in revolving credit accounts."
    },
    "AGG101": {
      "type": ["number", "null"],
      "description": "Aggregate non-mortgage balances for month 1."
    },
    "revolving_amount_credit_limit": {
      "type": ["number", "null"],
      "description": "The total credit limit on revolving credit accounts."
    },
    "AT09S": {
      "type": ["integer", "null"],
      "description": "Number of trades opened in the past 24 months."
    },
    "US01S": {
      "type": ["integer", "null"],
      "description": "Number of unsecured installment trades."
    }
  }
}