{ "$schema": "http://json-schema.org/draft-07/schema#", "type": "object", "properties": { "record_counts_revolving_trade_count": { "type": ["integer", "null"], "description": "Records in the database related to revolving trade accounts (a credit card account)." }, "record_counts_total_trade_count": { "type": ["integer", "null"], "description": "Total number of trade-related (transaction) records." }, "score_results": { "type": ["number", "null"], "description": "TransUnion score." }, "total_amount_high_credit": { "type": ["number", "null"], "description": "The highest credit amount extended across all credit accounts." }, "revolving_amount_credit_limit": { "type": ["number", "null"], "description": "The total credit limit on revolving credit accounts." }, "revolving_amount_percent_available_credit": { "type": ["number", "null"], "description": "The percentage of available credit that has been utilized in revolving credit accounts." }, "revolving_amount_current_balance": { "type": ["number", "null"], "description": "The current owed balance on revolving credit accounts." }, "revolving_amount_monthly_payment": { "type": ["number", "null"], "description": "Minimum amount the borrower is required to pay each month to maintain the account in good standing." }, "revolving_amount_high_credit": { "type": ["number", "null"], "description": "The highest credit amount that has been extended to the borrower in revolving credit accounts." }, "closed_with_balance_amount_current_balance": { "type": ["number", "null"], "description": "The current balance of closed credit accounts." }, "closed_with_balance_amount_monthly_payment": { "type": ["number", "null"], "description": "The monthly payment amount for closed credit accounts (loans)." }, "AGG101": { "type": ["number", "null"], "description": "Aggregate non-mortgage balances for month 1." }, "AGG102": { "type": ["number", "null"], "description": "Aggregate non-mortgage balances for month 2." }, "AT09S": { "type": ["integer", "null"], "description": "Number of trades opened in the past 24 months." }, "AT20S": { "type": ["integer", "null"], "description": "Months since the oldest trade opened." }, "AT31S": { "type": ["integer", "null"], "description": "Percentage of open trades > 75% of credit line verified in the past 12 months." }, "BALMAG01": { "type": ["number", "null"], "description": "Non-mortgage balance magnitude." }, "BC21S": { "type": ["integer", "null"], "description": "Months since the most recent credit card trade opened." }, "PAYMNT10": { "type": ["number", "null"], "description": "Number of payments in the last quarter." }, "REV83": { "type": ["number", "null"], "description": "Months since a revolving account last exceeded 75% utilization." }, "US01S": { "type": ["integer", "null"], "description": "Number of unsecured installment trades." }, "monthly_income": { "type": ["number", "null"], "description": "User-stated income." }, "internal_monthly_payment": { "type": ["number", "null"], "description": "If loan sanctioned to customer, expected monthly payment to Kiwi." }, "installment_amount_monthly_payment": { "type": ["number", "null"], "description": "Amount the borrower is required to pay each month on installment loans." }, "open_amount_current_balance": { "type": ["integer", "null"], "description": "The current owed balance on all open accounts." }, "installment_amount_current_balance": { "type": ["integer", "null"], "description": "The current owed balance on installment trades/accounts." } }, "required": [] }